Posts

Common Financial Mistakes to avoid

I'm writing this article to share my thoughts for married couple. Even though we may have advanced in terms of technology, education, better standard of living we fail when it comes to financial decisions. No matter, how much we earn or how fat our bank balances is, as long as one does not have financial discipline it would end up wiping out one's wealth in matter of no time.  Life is best lived when we are prepared to face the worst. Allow me to share some of the fundamental financial mistakes we continue to make despite all the education and knowledge we have acquired.   1) Failing to purchase right financial product at right time Let us answer the below mentioned questions How many of us have health or Term(Life) insurance policies? Even if we have it, how well are we aware of the policies for which we make regular premium payments? Are we aware of the various inclusions and exclusions covered in our policies we have taken? Most of us fail to understand the importance ...
Post a Comment
Read more

Common errors to avoid in Resume

Image
I've had the chance of going through the resumes of applicants from freshers to those who are very senior in organisations, who were looking out for change. I'm here providing some of the very common errors committed by the applicants that can be avoided from the experience I've gathered. The Resume is the first Point of Contact with the recruiter in most of the situations. Remember, that the recruiter could be going through hundreds of resumes to fill the position which is manual & tiring. Hence it is far important to present the resume in a short, precise, to-the-point information that is relevant for the job application. This way, the recruiter will be impressed with the resume presentation and chances are likely you may have edge over others. 1) Summary  This is the first most important part of the resume. Summary must convey your total experience (for experienced applicants) & education background for freshers in terms of years, areas of your work ...
1 comment
Read more

How best to Spend one's day

Image
Life has become very dynamic and therefore it is important we have healthy practices in our daily life. Follow these to ensure you have a fulfilling day!  Start your day with a positive note - Everyday is a new start - leave behind your setbacks. When faced with multiple tasks, Start by dong what's necessary, then do what's possible, and suddenly you are doing the impossible Make sure you maintain a balance between on screen (facing gadgets) & off-screen (away from gadgets) Avoid everything & take a 10-minute free walk, away from the hustle & bustle. It's a way to spend sometime with yourself. I'm sure you will enjoy this one once you start doing. Before going to bed - Read few pages of your favourite book. If you are not fond of reading any book, listen to any of your favourite music-this will give you a peaceful sleep Plan for the next day - Avoid being generic; be as precise as possible of how you are going to u...
Post a Comment
Read more

How to download a YouTube Video/Audio using VLC Media Player on MACbook

Image
Follow these below mentioned steps to download a YouTube Video/Audio using VLC Media Player on MACbook 1) Search for the desired video/audio on YouTube & copy the link 2) Open the VLC Media Player 3) Click on File > Advanced Open File as depicted in the picture below 4) A window pops out. Paste the copied YouTube link in the URL field as is depicted in the below image 5) Let the video play for few seconds. Then click on File > Save Playlist as depicted in the below picture. Save the video in your desired location.   However, when you save the video in 'Extended M3U format. When opening the file you can open the video using VLC Media Player. Enjoy watching!
Post a Comment
Read more

Decoding a PAN number

Image
PAN number or the Permanent Account Number is a unique, 10-character alpha-numeric, issued primarily for  universal identification of all financial transactions and to prevent tax evasion by keeping track of monetary transactions.  It is issued by the Indian Income Tax Department under the supervision of the Central Board for Direct Taxes (CBDT). In any given PAN number, the First five characters are letters, next four are numerals, and the last character is letter. The first three letters is a sequence of alphabets from AAA to ZZZ and this selection is random. The fourth character informs about the type of holder of the card. Each holder is uniquely defined as below: A  — Association of Persons (AOP) B  — Body of Individuals (BOI) C  — Company F  — Firm G  — Government H  — HUF (Hindu Undivided Family)  L  — Local Authority J  — Artificial Juridical Person P  — Individual T  — AOP (Trust) K ...
Post a Comment
Read more

How to retrieve auto-saved passwords on Google Chrome

Image
We tend to auto-save our passwords when logging into certain websites. Once we choose Chrome to save the password for auto-login, over a period of we tend to forget these passwords. Here is a hack that helps you access all those passwords. Follow the below instructions - Step 1 - Go to Chrome Settings page as depicted below Step 2 - Scroll down the settings page. At the end of the page you can find "Show Advanced Settings". Click on it. Step 3 - Once you click the option "Show Advanced Settings", scroll down to find "Manage Passwords". Step - 4 Once you click on "Manage Passwords", a screen pops out showing the accounts/websites for which Chrome has saved password(s). Click on "Show" against each site to know the password for each site. Alternatively, you could go to passwords.google.com to know the saved passwords for each of the sites you have saved.
Post a Comment
Read more

Railways is going creative to improve 'feel good' factor

Image
Post a Comment
Read more